Let’s say hello, and discuss your goals and needs. We’ll chat through where you stand with your financing options, what locations and types of property interest you, and your time frame. Once we understand what you’re looking to accomplish, we can set about making a plan to find you the perfect new property.
We are happy to meet in person (with all Covid safety precautions taken, of course) or online via video chat. Just let us know what you’re most comfortable with.
Are you pre-approved with a loan or a cash Buyer? If not, we will help get you started.
We can introduce you to one of our trusted lending partners to get you on the path to becoming a successful buyer. Together, we can analyze your financial situation, strategize what you can afford to spend, and match you with an appropriate loan.
If you are already pre-approved with a loan, then we will speak to your lender to confirm they have everything they need to successfully close the loan you are seeking. We’ll work closely with the lenders during the buying process, as they are an essential part of your buying team.
Our job is to help provide your lender with all the details they need, while helping to address any hurdles they may face in the process. If purchasing a condo or townhome, your lender will need additional information on the complex and the homeowners association, such as building financials, condo certifications, verification of renter/owner ratios, insurance information, and more. We also help facilitate this with escrow and address any and all questions that might arise.
Let’s begin the search for your dream home!
After your Buyer Meeting, we’ll begin an intelligent, targeted search that will notify us when properties that meet your criteria hit the market or have dropped in price.
Throughout the process, we’ll show you smart ways to search for homes, and how to better use public websites to uncover great homes that fit your criteria. When you see something you like, call, text, or email us, and we will help set up a private tour.
The goal is to use every resource we have to find you the right property. Beyond searching online, your Condo Experts Buyer’s Agent will be calling local listing agents to see what other inventory they may have available that isn’t yet visible in public searches.
We also have one of the largest brokerage email lists in the marketplace, so we will be emailing ALL local agents about your needs. We will speak with our current sellers, their neighbors, and anyone who will listen to see if they know a property that could work for you. We put in the effort every step of the way to find you a perfect property.
Once we identify the properties you’re interested in, we’ll accompany you to walkthroughs and show you what to look for in a property, from hard-to-spot damage, to subtle high-end upgrades, overall building condition, and more. We’ll show you how to analyze these properties so you can make the most informed financial decision.
Once you’ve focused on a home you’re interested in, we will set up a meeting to discuss your buyer strategy, analyze comparable sales, understand the value of the home, and begin the conversation with the listing agent to gather due diligence.
Then, we’ll draft a purchase agreement, gather your proof of funds and pre-approval letter, and get prepared to present to the seller side.
Below is an example of a purchase agreement, pre-approval letter, and proof of funds:
Once your offer is accepted, we will open up escrow, coordinate inspections, and address any issues that may arise.
We have a team of trusted, licensed, bonded inspectors that will inspect every inch of your property so that you know exactly what you are buying.
Our job is to protect your interest, negotiate on your behalf, and guide you through the escrow process so it’s seamless and stress-free.
When a buyer and seller initially arrive at a purchase agreement, they select a neutral third party to act as the escrow agent. The escrow agent collects what is known as “earnest money” from the buyer—this is a deposit that is equal to a small percentage of the sale price, and it shows that the buyer is serious about entering into the sale. In exchange, the seller takes the property off the market. Until the final exchange is completed, both the buyer’s deposit and the seller’s property are said to be “in escrow.”
We will recommend a general inspection, plus a full look at mold/moisture inspection, sewer line, roof, HVAC, and more. We want to be confident that there are no hidden leaks; that the plumbing, electrical, and HVAC systems are in good condition; and that there won’t be any unfortunate surprises waiting for you on move-in day.
Once you open up escrow, there is still some time to negotiate before you close.
If the property passes all inspections, we can move forward right away. If not, we can bring in additional experts to get quotes on fixing any issues that were uncovered.
We will then work to address the issues and negotiate credits at close, ask for a price reduction, or require the seller to correct the issues prior to closing.
Our trusted transaction coordinator will obtain all the documents you will need to review for due diligence.
We will review the seller disclosures (what the seller discloses to you about the property in writing: title, city reports, etc.).
We will not move forward until you are satisfied and we have all questions answered.
Our trusted escrow officers and transaction coordinator will assist in gathering all the HOA documents you will need to review for due diligence.
We will review the building HOA documents (meeting minutes, financials, insurance, assessments, legal issues, rental restrictions, etc.). We’ll be with you every step of the way to explain anything that’s unclear and answer any questions.
A homeowners association (HOA) is an organization in a subdivision, planned community, or condominium building that makes and enforces rules for the properties and their residents. Those who purchase property within an HOA’s jurisdiction automatically become members and are required to pay dues, known as HOA fees. Some associations can be very restrictive about what members can do with their properties.
If you are getting a loan, we will work with your lender and bank appraisers to complete the loan and appraisal process.
During this time, we will get your lender the access to the financials and insurance of the homeowners association that they require. They may also require a condo certification to ensure renter/owner ratio, homeowners association dues, and to see what type of insurance is covered.
The bank will schedule a third-party appraiser, who will make an appointment with the listing agent and walk the property to confirm its value. This process may take 17-30 days to complete, depending on the lender.
Once you have completed all your due diligence and removed all contingencies, we will make sure the seller has corrected any agreed-upon fixes or credits and get ready to close.
If you negotiated a credit, don’t worry. We have every resource to assist you in making corrections after the close of escrow, if needed. Our trusted contractors will make sure your place is ready to go, and we can manage the process from start to finish if you prefer.
This is the step where we all get excited! You have finally closed escrow and closed on your new home.
We’ll coordinate handing over the keys and make sure you are good to go. If you have any questions or concerns, please don’t hesitate to reach out. As your partners, we are always here to help.
You’ve got questions and we can’t wait to answer them.